Market Intelligence
Historical Market Explorer
How interest rates, financial stress, and inflation have moved over a window of time you choose — built entirely from the rate, stress, and inflation data already on this site.
What this explorer covers — and what it does not
This explorer covers interest rates, financial stress, and inflation — it does not cover equity (stock market) returns or drawdowns. No free, properly licensed, redistributable total-return equity index series (price appreciation plus reinvested dividends) exists for this site to responsibly commit as a static snapshot: standard free stock-price feeds carry licensing terms too unclear for a financial-advisor site to redistribute, and genuine total-return index data (S&P, CRSP, etc.) is proprietary and not free. Rather than substitute an unadjusted price series and imply it’s a market return — which would be misleading — this page is scoped to the three datasets this site already has a clean, official, redistributable license to use: the U.S. Treasury’s own yield curve, the Office of Financial Research’s Financial Stress Index, and the Bureau of Labor Statistics’ Consumer Price Index. See Treasury Yield Curve, Financial Stress Index, and Inflation & Purchasing Power for each indicator’s own current-conditions view; this page contextualizes all three across a window of time instead of duplicating those primary views.
This same price-return-vs-total-return distinction is why the figures below are never called a “market drawdown” — a drawdown/recovery framing is normally applied to an equity total- return series. What follows applies the same “how far is today from this window’s own extremes” idea to interest rates and financial stress instead, which is a fair, honest substitute for a window-selection tool, not a stand-in for an equity-return explorer.
Pick a window
Choose how far back to look. Every figure below is recomputed live from the real observations each dataset actually has in that window — there is no interpolation across a gap and no simulated data.
Showing Jul 30, 2026 – Oct 28, 2026.
Financial stress in this window
Current (Oct 28, 2026): -1.83 — Below average
Window low: -3.03 on Aug 28, 2026 (1.20 points above it now)
Window high: -1.32 on Oct 23, 2026 (0.51 points below it now)
65 daily observations in this window.
Yield curve shape across this window
- Aug 3, 2026
- Normal (upward-sloping) (+0.45)
- Aug 31, 2026
- Normal (upward-sloping) (+0.41)
- Sep 29, 2026
- Normal (upward-sloping) (+0.37)
- Oct 28, 2026
- Normal (upward-sloping) (+0.38)
Purchasing power across this window
CPI-U rose 0.59% from Aug 1, 2026 to Sep 1, 2026.
$1 at Aug 1, 2026 would take about $1.01 at Sep 1, 2026 to buy the same thing — realized historical inflation, not a projection.
View sampled yield-curve points in full (maturity by maturity)
| Maturity | Aug 3, 2026 | Aug 31, 2026 | Sep 29, 2026 | Oct 28, 2026 |
|---|---|---|---|---|
| 1Mo | 3.79% | 3.85% | 4.04% | 4.07% |
| 1.5Mo | 3.82% | 3.86% | 4.14% | 4.10% |
| 2Mo | 3.87% | 3.88% | 4.18% | 4.16% |
| 3Mo | 3.91% | 3.91% | 4.25% | 4.18% |
| 4Mo | 3.94% | 3.96% | 4.30% | 4.22% |
| 6Mo | 4.02% | 3.99% | 4.36% | 4.32% |
| 1Yr | 4.07% | 4.16% | 4.58% | 4.47% |
| 2Yr | 4.25% | 4.34% | 4.89% | 4.67% |
| 3Yr | 4.32% | 4.40% | 4.98% | 4.80% |
| 5Yr | 4.40% | 4.49% | 5.06% | 4.85% |
| 7Yr | 4.54% | 4.62% | 5.16% | 4.95% |
| 10Yr | 4.70% | 4.75% | 5.26% | 5.05% |
| 20Yr | 5.23% | 5.24% | 5.64% | 5.41% |
| 30Yr | 5.23% | 5.25% | 5.59% | 5.37% |
How to read this
Financial stress shows how today’s OFR Financial Stress Index reading compares to the highest and lowest readings within your chosen window — not to an all-time record, and not to a crisis threshold. Yield curve shape samples a handful of dates spread evenly across the window so you can see whether the curve’s shape (normal, flat, or inverted) and its 2s10s spread changed over that span. Purchasing power shows how many dollars it now takes, at the end of your window, to buy what one dollar bought at the window’s start, using the real BLS CPI-U months that actually fall inside it.
Because the Treasury snapshot committed on this site only covers a window of recent trading days (see Treasury Yield Curve for the exact range), selecting “Last year” or “Full available history” may show the same yield-curve dates as “Last 90 days” — that reflects this site’s real, honestly disclosed data window, not a bug. The Financial Stress Index (about three years of daily data) and CPI (about two decades of monthly data) have longer real histories, so those two panels will show more range at longer window settings.